BUSINESS CHECKING & SAVINGS

Small Business Works Checking

Whether you're just starting out, or an established small business, this is the account for you.

  • $100 minimum opening deposit
  • No minimum balance required
  • No monthly service charge
  • Up to 75 FREE transactions each month (deposits***, withdrawals, or ACH), $.35 for each transaction over 75
  • First order of 150 standard business checks FREE
  • Opportunity to sweep excess funds into a business money market account
Business Interest Checking
  • $1000 minimum opening deposit
  • $10 monthly service charge if balance falls below $1,000
  • Up to 150 free transactions each month (deposits***, withdrawals, or ACH); $0.35 for each transaction over 150
  • Earn interest on monthly average balance
Business Analysis Checking

Larger businesses, or ones with high transaction volumes, will benefit from this account.

  • $15 monthly service charge may be offset by earnings credit*, based on average daily balance, may offset monthly service charge or transaction fees**
  • Detailed account analysis statements
  • Online Cash Manager: wire transfers, EFTPS Tax Payments, Payroll/Direct Deposit (ACH)
  • Opportunity to sweep excess funds into a business money market account
Community Interest Checking

Designed specifically for civic, church, or other non-profit community groups

  • $100 minimum opening deposit
  • No minimum balance required
  • No monthly service charge
  • Up to 250 free transactions each month (deposits***, withdrawals, ACH); $0.35 for each transaction over 250
  • Earn interest on your balance each month equal to our current business money market rate (with minimum $500 average daily balance)
  • First order of 150 standard business checks FREE
Employee Works Checking

Employees of our business checking account customers can take advantage of this personal checking account that offers all the features of our Easy Checking, plus...

  • .25% discount on consumer loan rates (excluding mortgage loans)
  • .25% bonus rate on any of our Certificates of Deposit, including specials
  • Variable interest rate equal to Regular Forcht Friend Checking rate
  • Free cashier's checks
  • Free money orders
  • Free single-signature traveler's checks
  • 10% off safe deposit boxes
  • Free notary services
  • $6 monthly service charge, or...
  • No service charge if customer maintains a $100 minimum balance, OR has aggregate deposit balances of $5,000 or more
Free Features With Your Checking

Online banking, bill pay, business debit card, notary service, E-statements, change orders, zipper bag, coin counting.

Business Money Market Savings

Does your business need a Business Money Market account? Only if you want quick access to your money while still earning interest. This account allows up to 6 withdrawals and unlimited deposits per month at no charge, and earns a variable interest rate. Minimum opening deposit is $10,000. $7.50 monthly service charge if balance falls below $10,000.


* Earnings credit based on the average investable balance in the account. This credit will be used to offset certain service charges, including the monthly maintenance charge and specific transaction activity fees.This earnings credit does not constitute an interest payment and is not carried over from month to month.

** Complete fee schedule available upon request.

***Deposit refers to credit to account, not each individual credited item.

Account disclosures that include current rates, terms, and fees (if any) are available with this brochure at any Forcht Bank location.

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