PERSONAL CHECKING

We've simplified our checking account options at Forcht Bank to make banking easier for you. We now have four different options for you. Take a moment to read about the many great benefits of our checking accounts that include:

  • Online, telephone and mobile banking
  • Online bill pay
  • eStatements
  • ATM/Debit MasterCard® with online applications

If you have any additional questions about our checking account options, please contact us. We are happy to help you select the checking account type that is right for you.

If you are opening a new account with us and want to transfer your banking, welcome, and we've made the process simple for you. Download our Switch Kit and we will have all of your banking transferred to Forcht Bank.

Easy CheckingOpen Now
  • ATM/Debit MasterCard®
  • Online, Telephone & Mobile Banking
  • Online Bill Pay (5 bills per month free, $1 each after 5)
  • eStatements3
  • Overdraft Privilege
  • $50 minimum opening deposit
  • $6 monthly service charge, or...
  • No service charge if customer maintains a $100 minimum balance, OR has aggregate deposit balances of $5,000 or more
Forcht Friend CheckingOpen Now
  • Earns variable interest rate1
  • ATM/Debit MasterCard®
  • Credit for Up to 5 Non-Forcht Bank ATM Fees Per Month
  • Overdraft Link Available2
  • Online, Telephone & Mobile Banking
  • Online Bill Pay (Unlimited)
  • eStatements or Paper Statements
  • Overdraft Privilege
  • Forcht Friend Rate on any new or renewing C.D., excluding specials
  • $50 minimum opening deposit
  • $5 monthly service charge, OR no service charge if customer maintains a $500 minimum balance, OR has aggregate deposit balances of $5,000 or more
iStudent CheckingOpen Now
  • $50 minimum opening deposit
  • No monthly service charge, for students age 16 to 245
  • No minimum balance
  • Mobile Banking - iPhone and Android Apps
  • Online Banking & Telephone Banking
  • ATM/Debit MasterCard®
  • Online Bill Pay
  • Fee refund for up to 2 non-Forcht Bank ATM withdrawals per statement cycle
  • Free e-Statements6
55 Advantage CheckingOpen Now
  • For customers 55 and older
  • Earns variable interest rate1
  • ATM/Debit MasterCard®
  • Overdraft Privilege
  • Credit for Up to 5 Non-Forcht Bank ATM Fees Per Month
  • Overdraft Link Available2
  • Online, Telephone & Mobile Banking
  • Online Bill Pay (Unlimited)
  • eStatements or Paper Statements
  • Forcht Friend rate on any new or renewing C.D., excluding specials.
  • Two boxes of checks free per year.
  • Free single signature travelers checks.
  • Free cashier's checks and money orders.
  • Free notary service.
  • 10% off safe deposit boxes where available.
  • $50 minimum opening deposit
  • $5 monthly service charge, or No service charge if customer maintains a $500 minimum balance, OR has aggregate deposit balances of $5,000 or more.
Everyday Heroes Checking

You give us your best every day - protecting our homes, keeping us safe, and making our communities a better place to live. We believe you deserve our best checking account. Introducing "Everyday Heroes"- a checking account just for Police, Firefighters, EMS, Military, and Veterans. Stop by any of our convenient banking centers to apply today7.

  • $50 minimum opening deposit
  • ATM/Debit MasterCard®
  • Earns variable interest equal to Forcht Friend Checking rate
  • Credit for up to 5 Non-Forcht Bank ATM fees per month (maximum of $5 credit per ATM transaction)
  • .25% discount on consumer loan rates (excluding mortgage loans)
  • .25% bonus rate on any of our Certificates of Deposit, including specials
  • Free initial box of Everyday Heroes check
  • Overdraft Link to savings
  • Free cashier's checks
  • Free money orders
  • No purchase fee on single-signature traveler's checks (at available locations)
  • 10% off safe deposit boxes
  • Free notary services
  • $6 monthly service charge, or...
  • No monthly service charge if customer maintains a $100 minimum balance, OR has aggregate deposit balances of $5,000 or more.
Employee Works Checking

Employees of our business checking account customers can take advantage of this personal checking account that offers all the features of our Easy Checking, plus...

  • .25% discount on consumer loan rates (excluding mortgage loans)
  • .25% bonus rate on any of our Certificates of Deposit, including specials
  • Variable interest rate equal to Regular Forcht Friend Checking rate
  • Free cashier's checks
  • Free money orders
  • Free single-signature traveler's checks
  • 10% off safe deposit boxes
  • Free notary services
  • $6 monthly service charge, or...
  • No service charge if customer maintains a $100 minimum balance, OR has aggregate deposit balances of $5,000 or more

1 Call your local Forcht Bank for current rates.

2 Overdraft link available with Forcht Friend Savings or Performance Money Market only. $5 fee per transfer in $100 increments. Maximum 6 transfers per monthly statement cycle.

3 $3 per month fee for paper statements

4Gift Card will be mailed within 10 business days of account opening.

5Proof of student status may be required. Account opened by a minor (under age 18) requires a parent or guardian to be a joint owner of the account. At age 25, account will be converted to Easy Checking.

6eStatements require enrollment in online banking. $5 fee per statement cycle for optional paper statements.

7Available to: Law enforcement (City/County Police, State Police, Sheriff, Game Warden, FBI, DEA, ATF, US Marshals, Secret Service) | Firefighters and EMS (Firefighter, Paramedic, volunteer and full-time) | Military (active, reserve, national guard and veterans)

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